Henderson is Nevada's second-largest city and one of the fastest-growing communities in the Southwest, home to approximately 330,000 residents. Located just southeast of Las Vegas, Henderson is known for its master-planned communities, lower crime rates than Las Vegas proper, and family-friendly neighborhoods — all of which contribute to slightly lower auto insurance rates than its neighbor.
In 2026, the average Henderson driver pays approximately $1,750 per year for full coverage and around $525 per year for liability-only coverage.
Average Auto Insurance Rates in Henderson by ZIP Code (2026)
| ZIP Code | Area | Full Coverage / Year | Liability Only / Year |
|---|---|---|---|
| 89002 | Basic / Downtown Henderson | $1,900 | $570 |
| 89014 | Green Valley | $1,700 | $510 |
| 89052 | Anthem / South Henderson | $1,650 | $495 |
| 89074 | Green Valley Ranch | $1,700 | $510 |
| 89015 | East Henderson | $1,800 | $540 |
Get Your Free Henderson Auto Insurance Quote
Sewell Insurance Agency is licensed in Nevada and serves all of Clark County, including Henderson, Las Vegas, and North Las Vegas. Our licensed brokers will find you the best rate for your Henderson address.