Long Beach is Los Angeles County's second-largest city, home to approximately 460,000 residents. The city is home to one of the world's busiest seaports, a diverse mix of neighborhoods from Belmont Shore to North Long Beach, and daily commutes on the 405, 710, and 91 freeways. Auto insurance rates in Long Beach are above the California average due to LA County's high claim frequency and repair costs.
In 2026, the average Long Beach driver pays approximately $2,200 per year for full coverage and around $660 per year for liability-only coverage.
Average Auto Insurance Rates in Long Beach by ZIP Code (2026)
| ZIP Code | Neighborhood | Full Coverage / Year | Liability Only / Year |
|---|---|---|---|
| 90802 | Downtown Long Beach | $2,400 | $715 |
| 90803 | Belmont Shore | $2,100 | $625 |
| 90805 | North Long Beach | $2,550 | $760 |
| 90808 | Los Altos | $2,050 | $610 |
| 90815 | East Long Beach | $2,150 | $640 |
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Sewell Insurance Agency serves all of Long Beach and Los Angeles County. Our licensed brokers will find you the best rate for your Long Beach neighborhood.