Tucson is Arizona's second-largest city and the seat of Pima County, home to approximately 550,000 residents. Located 60 miles north of the Mexican border, Tucson is home to the University of Arizona, Davis-Monthan Air Force Base, and a diverse community with a strong Hispanic cultural heritage. Tucson offers some of Arizona's most affordable auto insurance rates.
In 2026, the average Tucson driver pays approximately $1,600 per year for full coverage and around $480 per year for liability-only coverage.
Average Auto Insurance Rates in Tucson by ZIP Code (2026)
| ZIP Code | Area | Full Coverage / Year | Liability Only / Year |
|---|---|---|---|
| 85701 | Downtown Tucson | $1,800 | $540 |
| 85716 | Midtown / U of A area | $1,750 | $525 |
| 85718 | Foothills / North Tucson | $1,500 | $450 |
| 85706 | South Tucson / Airport | $1,900 | $570 |
| 85742 | Northwest Tucson / Marana | $1,550 | $465 |
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Sewell Insurance Agency is licensed in Arizona and serves all of Pima County. Our bilingual brokers will find you the best rate for your Tucson address.