Lubbock, Lubbock County, TX

Auto Insurance in Lubbock, TX

Lubbock drivers navigate US-82, US-84, and Loop 289 across the flat West Texas plains. Dust storms and high winds are unique hazards that affect driving conditions.

Serving ZIP codes: 79401, 79403, 79407, 79410, 79413, 79423

(619) 821-4121

Lubbock Auto Insurance Rate Snapshot

Average Rate

$165/mo

Rates Start At

$78/mo

Top Local Risk

Local traffic congestion and uninsured driver exposure

Rates vary by driver profile, vehicle, and coverage level. Get a free personalized quote.

Driving in Lubbock: What Affects Your Auto Insurance Rate

Local Driving Conditions

Drivers in Texas must maintain the state-required liability limits. We help compare available coverage options based on your city and driving history.

Major Roads & Freeways

Local freeways and arterials

Available Discounts in Lubbock

Good driver Multi-vehicle Homeowner Low mileage Bundle discount

SR-22 in Lubbock

SR-22 filing assistance is available for eligible drivers.

Auto Insurance Coverage Options in Lubbock, TX

Texas minimum vs. recommended coverage for Lubbock drivers

Coverage Type	TX Minimum	Recommended for Lubbock
Liability Only	30/60/25	100/300/100
Collision	Not required	$500 deductible
Comprehensive	Not required	$500 deductible
Uninsured Motorist	Optional	100/300

Call (619) 821-4121

Why Lubbock Drivers Choose Sewell for Auto Insurance

Same-Day Coverage

Get covered today. We bind auto insurance policies same-day for Lubbock drivers — no waiting.

Personalized Coverage Guidance

We compare available carrier options to help find a competitive rate for your Lubbock address.

SR-22 Specialists

Need an SR-22? We file same-day with multiple carriers. DUI, accidents, or lapse in coverage — we help.

Bilingual Service

English and Spanish-speaking agents ready to help Lubbock drivers find the right auto coverage.

Find Cheap Auto Insurance in Lubbock Today

Rates shown from $78/mo. Request a personalized quote to compare available coverage options for your Lubbock, Lubbock County needs.

Call or Text (619) 821-4121

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More Insurance Coverage in Lubbock

Home Insurance in Lubbock

Lubbock homeowners face hail storms, tornadoes, dust storms, and extreme temperature swings. We find comprehensive coverage for your West Texas home.

Motorcycle Insurance in Lubbock

Lubbock riders enjoy flat terrain and access to West Texas routes. We offer competitive motorcycle insurance throughout the Lubbock area.

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Sewell Insurance Agency provides auto insurance, homeowners insurance, and motorcycle insurance in Lubbock and throughout Lubbock County, Texas. Licensed in TX. Call or text (619) 821-4121 or email sales@insuredbysewell.com for a free auto insurance quote.