Tempe, Maricopa County, AZ

Auto Insurance in Tempe, AZ

Tempe drivers navigate heavy ASU student and commuter traffic on I-10, Loop 101, and University Drive. High pedestrian and bicycle activity near campus increases accident risk.

Serving ZIP codes: 85281, 85282, 85283, 85284, 85285, 85287

(619) 821-4121

Tempe Auto Insurance Rate Snapshot

Average Rate

$172/mo

Rates Start At

$82/mo

Top Local Risk

I-10 and US-60 interchange and ASU student driver congestion

Rates vary by driver profile, vehicle, and coverage level. Get a free personalized quote.

Driving in Tempe: What Affects Your Auto Insurance Rate

Local Driving Conditions

Tempe's large student population (Arizona State University) means a higher proportion of young drivers — statistically the highest-risk age group for accidents.

Major Roads & Freeways

I-10US-60SR-202Mill AveApache Blvd

Available Discounts in Tempe

Good driver Student discount Multi-vehicle Low mileage Bundle discount

SR-22 in Tempe

SR-22 available. Young and high-risk drivers welcome.

Auto Insurance Coverage Options in Tempe, AZ

Arizona minimum vs. recommended coverage for Tempe drivers

Coverage Type	AZ Minimum	Recommended for Tempe
Liability Only	25/50/15	100/300/100
Collision	Not required	$500 deductible
Comprehensive	Not required	$250 deductible
Uninsured Motorist	Optional	100/300

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Why Tempe Drivers Choose Sewell for Auto Insurance

Same-Day Coverage

Get covered today. We bind auto insurance policies same-day for Tempe drivers — no waiting.

Personalized Coverage Guidance

We compare available carrier options to help find a competitive rate for your Tempe address.

SR-22 Specialists

Need an SR-22? We file same-day with multiple carriers. DUI, accidents, or lapse in coverage — we help.

Bilingual Service

English and Spanish-speaking agents ready to help Tempe drivers find the right auto coverage.

Find Cheap Auto Insurance in Tempe Today

Rates shown from $82/mo. Request a personalized quote to compare available coverage options for your Tempe, Maricopa County needs.

Call or Text (619) 821-4121

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More Insurance Coverage in Tempe

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Tempe homeowners face extreme heat, flash flooding near the Salt River, and earthquake risk. We find comprehensive coverage for your Tempe home.

Motorcycle Insurance in Tempe

Tempe riders enjoy access to Papago Park and scenic desert routes. We offer competitive motorcycle insurance throughout the Tempe area.

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Sewell Insurance Agency provides auto insurance, homeowners insurance, and motorcycle insurance in Tempe and throughout Maricopa County, Arizona. Licensed in AZ. Call or text (619) 821-4121 or email sales@insuredbysewell.com for a free auto insurance quote.